Coming up: BlackInformant.com interview with Christopher Cruise
on April 3rd, 2007 at 1:42 amNot too long ago on this site I referenced an article that appeared on bankrate.com where Christopher Cruise (Senior National Mortgage Trainer) was interviewed. Well somehow he discovered the post and contacted me via e-mail to thank me. We talked yesterday by phone and briefly talked about the current state of the mortgage industry and how it is affecting the Black community. Since he has a lot of knowledge on the subject than your average journalist, he was open to the idea for me to interview him in the very near future. Before I continue, here is his bio:
Christopher Cruise, one of the nation’s most-experienced trainers of residential mortgage loan originators and processors, founded the school in 2006. He started as a residential mortgage loan originator in 1988. He is the former Senior National Corporate Trainer and Curriculum Developer for one of the nation’s largest mortgage training companies. He now trains beginner and advanced originators and processors throughout the nation for his own residential mortgage loan training company and for other national training companies, including:
* www.lendertraining.com
* www.loanofficerschool.com
Chris began his mortgage origination career in Maine, moved to North Carolina where he owned and operated a small, high-quality mortgage brokerage, and now lives near Washington, DC. He has trained residential mortgage loan originators and processors at the nation’s largest mortgage lenders, including Countrywide, DiTech, New Century, Ameriquest, GMAC, and PHH.
Chris teaches the fundamental concepts and information needed to form a foundation for understanding the residential mortgage loan process. The training includes mortgage math, loan program comparisons, FHA/VA and conventional loans, qualifying income and assets, credit and credit scoring, taking a complete application, and marketing. Chris teaches for private clients on-site as well as members of the general public who wish to enter the mortgage business.
Chris also teaches new and veteran originators how to pass loan originator licensing exams in such states as Maryland, Illinois, North Carolina, and Utah.
Chris also trains state mortgage examiners for the American Association of Residential Mortgage Regulators (AARMR) and state banking examiners for the Conference of State Banking Supervisors (CSBS) and has trained housing counselors at training institutes around the country for the Neighborhood Reinvestment Coalition/Neighborworks.
In addition to owning a mortgage brokerage in North Carolina, Chris taught housing counselors there and for eight years he taught an 8-week-long home-buying course – which he designed – at community colleges in Greensboro and Winston-Salem.
Chris is one of the country’s most-credentialed and most-experienced residential mortgage loan originators and one of the most-experienced homebuyer educators and loan originator/loan processor trainers in the US.
Chris has studied, taught, and written about credit scoring for more than a decade. He has been quoted in Forbes Magazine, The Washington Post, US News & World Report, The Los Angeles Times, The Chicago Tribune, and The Wall Street Journal. He has written extensively for mortgage trade publications such as Origination News, National Mortgage Broker, The Mortgage Press, and Internet Originator, and has contributed to www.BankRate.com
Chris has written manuals on the subjects of Appraisals and Surveys, The Secondary Market, Understanding Mortgage Insurance, Understanding Credit Scoring/Credit Reports/Credit Repair, Understanding Reverse Mortgages, and The History of Mortgages.
Chris is a longtime member of the National Association of Mortgage Brokers.
Here are his additional links:
Charter Member, Board Member: www.NARLO.com
www.ChristopherCruise.com
www.MortgageProcessorSchool.com
www.LoanOfficerSchool.com
www.MarylandMortgageTraining.com
www.Quick-Start.net
www.LenderTraining.com
www.GoGetLoan.com/get/christophercruise
This is a great time for any readers to forward me any questions you may have regarding the mortgage industry and how it relates to you. Even if you are not a homeowner, don’t let that stop you from tapping in this wealth of knowledge. Use the “Contact” link above to forward your questions.
I’m thinking of making this into a podcast where I may transcribe it for future reference. Look for this interview later this month.
More From theblkinformant
Sphere: Related Content
